Early use of the new tax year’s allowances and exemptions could reap rewards over the longer term. Here are the key areas to think about. The health of family and friends will be uppermost in people’s minds right now. Consequently, the start of a new tax year may have passed relatively unnoticed. However, thinking longer-term and beyond the immediate crisis, and making early use of the investing tax breaks available, offers the potential to put you in a better position when markets do eventually recover.